| PERIODIC DISCLOSURES | |||||
|---|---|---|---|---|---|
| FORM NL-30 | Analytical Ratios | ||||
| Insurer: | General Insurance Corporation of India | Date: | |||
| (` in Lakhs) | |||||
| Analytical Ratios for Non-Life companies | |||||
| Sl.No. | Particular | For the period ended 30.06.2014 | For the period ended 30.06.2013 | ||
| 1 | Gross Premium Growth Rate | 7.94 | -6.28 | ||
| 2 | Gross Premium to shareholders' fund ratio | 30.9 | 35 | ||
| 3 | Growth rate of shareholders'fund | 22.2 | 28.6 | ||
| 4 | Net Retention Ratio | 90.87 | 94.08 | ||
| 5 | Net Commission Ratio | 19.90 | 18.74 | ||
| 6 | Expense of Management to Gross Direct Premium Ratio | 1 | 1.1 | ||
| 7 | Combined Ratio | 105.18 | 108.05 | ||
| 8 | Technical Reserves to net premium ratio | 781.5 | 831.6 | ||
| 9 | Underwriting balance ratio | -5.35 | -2.7 | ||
| 10 | Operationg Profit Ratio | 17.8 | 12.9 | ||
| 11 | Liquid Assets to liabilities ratio | 35.16 | 37.10 | ||
| 12 | Net earning ratio | 22.28 | 14.96 | ||
| 13 | Return on net worth ratio | 6.26 | 4.93 | ||
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 2.91 | 2.61 | ||
| 15 | NPA Ratio | ||||
| Gross NPA Ratio | 2.32 | 2.05 | |||
| Net NPA Ratio | 0.78 | 0.45 | |||
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||||
| 1 | (a) No. of shares | 43000000 | 43000000 | ||
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian | ||
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 1 | 1 | ||
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 170.43 | 109.81 | ||
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 170.43 | 109.81 | ||
| 6 | (iv) Book value per share (Rs) | 2722.83 | 2228.29 | ||
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||||